The TomoCredit Blog

When life gets busy, important financial tasks fall to the bottom of your to-do list. Financial AI could help you tackle the money decisions you've been avoiding—starting with just ten minutes.

Kristy Kim's journey to building credit with Tomo was featured in SUCCESS Magazine, showcasing how the right tools can help you achieve your financial goals.

When the Fed raises interest rates, you don't need an economics degree—you need to know what your debt actually costs you. Here's a practical approach to take control.

A Fed rate increase doesn't require an economics degree to understand. Here's how to figure out what your debt actually costs you and take one meaningful step this week.

Rising living costs don't mean you have to overhaul your life. These five everyday categories are where small, sustainable changes add up the fastest.

Most passive income advice assumes you're starting with real estate money or a stock portfolio. Here's how to start with $10, $25, or $50 at a time instead.

For decades, the American Dream came with a checklist: career, house, mortgage, retirement. Gen Z and Millennials aren't rejecting those goals — they're questioning whether there's only one way to reach them.

TomoCredit has officially been named to the 2026 Inc. 5000 list of the fastest-growing private companies in America, joining past honorees like Microsoft, Meta, and Chobani.

Building winning consumer finance applications isn't just about adding AI. It's about creating experiences that help people feel informed, confident, and supported.

From immigrating to the United States at age 11 to building TomoCredit, Kristy Kim reflects on the curiosity, adaptability, and trust that shaped her entrepreneurial journey.

You can afford the rent, you have a job, you pay your bills on time — so why does your credit history matter when renting an apartment? Here's what landlords actually look for.

ChatGPT gave surprisingly solid advice on how to build credit — but the more I read its answer, the more I realized it was giving information, not guidance.