The TomoCredit Blog

Practical guides on building credit, budgeting, saving, and using AI to manage your money. Written by the TomoCredit team, the people behind TomoBoost and TomoIQ, for anyone working toward their first good credit score or trying to make a paycheck go further.

Purple gradient background with concentric circles, upward arrow, text reading "Interest Rates Went Up. Now what?" and a credit card in the lower left.
Interest Rates Went Up. Now What?

When the Fed raises interest rates, you don't need an economics degree—you need to know what your debt actually costs you. Here's a practical approach to take control.

Credit Cards • Sarah James • September 23, 2026
Purple background with concentric circles and upward arrow, credit card visible, text reads 'Interest Rates Went Up. Now what?'
Interest Rates Went Up. Now What?

A Fed rate increase doesn't require an economics degree to understand. Here's how to figure out what your debt actually costs you and take one meaningful step this week.

interest rates • Sarah James • September 23, 2026

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