The TomoCredit Blog

Financial tips and best practices for building credit.

Purple gradient background with concentric circles, upward arrow, text reading "Interest Rates Went Up. Now what?" and a credit card in the lower left.
Interest Rates Went Up. Now What?

When the Fed raises interest rates, you don't need an economics degree—you need to know what your debt actually costs you. Here's a practical approach to take control.

Credit Cards • Sarah James • September 23, 2026
A phone showing a TomoIQ credit score of 675 next to a cup of coffee and the TomoIQ mascot
How to Get a Perfect 850 Credit Score

If you suffer from a low or no credit score, it may be quite difficult to achieve some of your personal financial goals. According to FICO, only 1.6% of consumers have a perfect 850 score.

Credit Cards • Sarah James • January 10, 2023

The language used on this page is for creative purposes only. TomoCredit (or TomoBoost) does not guarantee an increase in credit score. Individual results vary based on each person's unique credit history and financial circumstances, and subscription payments are non-refundable.